/* ============================================
   SJR — Premium Finance, Health, Ecommerce & Business
   High-RPM Editorial Platform Stylesheet
   ============================================ */

:root {
  --bg-primary: #ffffff;
  --bg-secondary: #f5f7fa;
  --bg-inverse: #0a1628;
  --text-primary: #0a1628;
  --text-inverse: #ffffff;
  --text-muted: #5a6a7a;
  --sky-blue: #00a8e8;
  --sky-blue-dark: #007bb5;
  --accent-gold: #d4af37;
  --border: #e0e6ed;
  --font-primary: 'Inter', system-ui, -apple-system, sans-serif;
  --font-display: 'Oswald', 'Inter', sans-serif;
}

*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-primary);
  color: var(--text-primary);
  background: var(--bg-primary);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }

a {
  color: var(--text-primary);
  text-decoration: none;
  transition: color 0.2s ease;
}

a:hover { color: var(--sky-blue); }

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.1;
  text-transform: uppercase;
  letter-spacing: -0.02em;
}

h1 { font-size: clamp(2.4rem, 5vw, 4.2rem); }
h2 { font-size: clamp(1.7rem, 3vw, 2.6rem); margin-bottom: 1.4rem; }
h3 { font-size: clamp(1.2rem, 2vw, 1.5rem); margin-bottom: 0.9rem; }

p {
  font-size: 1.05rem;
  line-height: 1.75;
  margin-bottom: 1.2rem;
  color: #2d3748;
}

/* ---- Navigation ---- */
.main-nav {
  background: var(--bg-primary);
  border-bottom: 1px solid var(--border);
  padding: 0 2rem;
  position: sticky;
  top: 0;
  z-index: 1000;
}

.nav-container {
  max-width: 1400px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 70px;
}

.nav-logo {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 3px;
  color: var(--sky-blue);
}

.nav-logo:hover { color: var(--sky-blue-dark); }

.nav-links {
  display: flex;
  gap: 2.5rem;
  list-style: none;
}

.nav-links a {
  font-family: var(--font-primary);
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: var(--text-primary);
  position: relative;
  padding-bottom: 4px;
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--sky-blue);
  transition: width 0.3s ease;
}

.nav-links a:hover::after { width: 100%; }
.nav-links a:hover { color: var(--text-primary); }

.nav-cta {
  background: var(--sky-blue);
  color: var(--text-inverse);
  padding: 12px 28px;
  font-family: var(--font-primary);
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  border: none;
  cursor: pointer;
  transition: all 0.3s ease;
}

.nav-cta:hover {
  background: var(--sky-blue-dark);
  transform: translateY(-1px);
  box-shadow: 0 4px 15px rgba(0,168,232,0.35);
}

/* ---- Hero Section ---- */
.hero {
  background: linear-gradient(135deg, #0a1628 0%, #0d1f3c 50%, #0a1628 100%);
  color: var(--text-inverse);
  padding: 5rem 2rem;
  position: relative;
  overflow: hidden;
  min-height: 60vh;
  display: flex;
  align-items: center;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background:
    radial-gradient(circle at 20% 80%, rgba(0,168,232,0.12) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(0,168,232,0.08) 0%, transparent 50%);
  pointer-events: none;
}

.hero-container {
  max-width: 1400px;
  margin: 0 auto;
  width: 100%;
  position: relative;
  z-index: 2;
}

.hero-overline {
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 4px;
  color: var(--sky-blue);
  margin-bottom: 1.5rem;
}

.hero h1 {
  font-size: clamp(2.4rem, 5.5vw, 4.5rem);
  margin-bottom: 1.4rem;
  max-width: 900px;
  line-height: 1.05;
}

.hero-subhead {
  font-size: 1.15rem;
  color: white;
  line-height: 1.7;
  max-width: 560px;
  opacity: 0.85;
  margin-bottom: 2.5rem;
  font-family: var(--font-primary);
  text-transform: none;
  letter-spacing: 0;
  font-weight: 400;
}

.hero-cta {
  display: inline-block;
  background: var(--sky-blue);
  color: var(--text-inverse);
  padding: 16px 40px;
  font-family: var(--font-primary);
  font-size: 14px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  border: none;
  cursor: pointer;
  transition: all 0.3s ease;
}

.hero-cta:hover {
  background: var(--sky-blue-dark);
  transform: translateY(-2px);
  box-shadow: 0 10px 40px rgba(0,168,232,0.35);
}

/* ---- Breadcrumb ---- */
.breadcrumb {
  background: var(--bg-secondary);
  padding: 1rem 2rem;
  border-bottom: 1px solid var(--border);
}

.breadcrumb-container {
  max-width: 1200px;
  margin: 0 auto;
}

.breadcrumb a {
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--text-muted);
}

.breadcrumb a:hover { color: var(--text-primary); }

.breadcrumb span {
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--text-muted);
  margin: 0 0.5rem;
}

/* ---- Content Layout ---- */
.content-wrapper {
  max-width: 1200px;
  margin: 0 auto;
  padding: 3rem 2rem;
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 3rem;
}

.content-main { min-width: 0; }

.content-sidebar {
  position: sticky;
  top: 100px;
  height: fit-content;
}

/* ---- Article Sections ---- */
.article-section {
  margin-bottom: 3.5rem;
  scroll-margin-top: 80px;
}

.article-section h2 {
  padding-bottom: 1rem;
  border-bottom: 3px solid var(--sky-blue);
  margin-bottom: 1.8rem;
}

.article-section h3 {
  margin-top: 1.8rem;
  margin-bottom: 0.9rem;
  color: #1a2a3a;
}

.article-section ul, .article-section ol {
  margin-left: 1.5rem;
  margin-bottom: 1.4rem;
}

.article-section li {
  font-size: 1.05rem;
  line-height: 1.75;
  margin-bottom: 0.7rem;
  color: #2d3748;
}

.article-section strong { color: var(--text-primary); }

/* ---- Quick Nav ---- */
.quick-nav {
  background: var(--bg-secondary);
  padding: 1.5rem 2rem;
  border-left: 4px solid var(--sky-blue);
  margin-bottom: 2.5rem;
}

.quick-nav h3 {
  font-size: 13px;
  margin-bottom: 1rem;
  letter-spacing: 2px;
}

.quick-nav ul {
  list-style: none;
  margin: 0;
  columns: 2;
  column-gap: 2rem;
}

.quick-nav li {
  margin-bottom: 0.5rem;
  font-size: 14px;
}

.quick-nav a {
  color: #555;
  font-size: 14px;
}

.quick-nav a:hover { color: var(--sky-blue); }

/* ---- Sidebar ---- */
.sidebar-widget {
  background: var(--bg-secondary);
  padding: 1.5rem;
  margin-bottom: 1.5rem;
  border: 1px solid var(--border);
}

.sidebar-widget h3 {
  font-size: 12px;
  letter-spacing: 2px;
  margin-bottom: 1rem;
  padding-bottom: 0.75rem;
  border-bottom: 2px solid var(--sky-blue);
}

.sidebar-widget ul {
  list-style: none;
  margin: 0;
}

.sidebar-widget li {
  font-size: 14px;
  margin-bottom: 0.75rem;
}

.sidebar-widget a {
  font-size: 14px;
  color: #444;
}

.sidebar-widget a:hover { color: var(--sky-blue); }

.ad-placeholder {
  background: linear-gradient(135deg, #eef2f7, #e8eef5);
  border: 1px dashed #c0c8d0;
  padding: 2rem;
  text-align: center;
  margin-bottom: 1.5rem;
  min-height: 250px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  color: #99a;
  text-transform: uppercase;
  letter-spacing: 1px;
}

/* ---- FAQ Accordion ---- */
.faq-section { margin-bottom: 3.5rem; }

.faq-item {
  border-bottom: 1px solid var(--border);
  margin-bottom: 0;
}

.faq-question {
  width: 100%;
  padding: 1.2rem 0;
  background: none;
  border: none;
  text-align: left;
  font-family: var(--font-primary);
  font-size: 1.05rem;
  font-weight: 600;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  color: var(--text-primary);
  transition: color 0.2s;
}

.faq-question:hover { color: var(--sky-blue); }

.faq-question::after {
  content: '+';
  font-size: 1.5rem;
  font-weight: 300;
  transition: transform 0.3s;
}

.faq-item.active .faq-question::after { transform: rotate(45deg); }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.4s ease;
}

.faq-item.active .faq-answer {
  max-height: 500px;
  padding-bottom: 1.5rem;
}

.faq-answer p {
  font-size: 1rem;
  line-height: 1.7;
  color: #555;
}

/* ---- Related Articles ---- */
.related-section {
  background: var(--bg-secondary);
  padding: 3.5rem 2rem;
}

.related-container {
  max-width: 1200px;
  margin: 0 auto;
}

.related-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.related-card {
  background: var(--bg-primary);
  border: 1px solid var(--border);
  overflow: hidden;
  transition: all 0.3s ease;
}

.related-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.08);
}

.related-card-image {
  height: 160px;
  background: linear-gradient(135deg, #0a1628, #1a2d4a);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.35);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 2px;
}

.related-card-content { padding: 1.5rem; }

.related-card h3 {
  font-size: 15px;
  margin-bottom: 0.6rem;
  line-height: 1.3;
}

.related-card p {
  font-size: 13px;
  color: #666;
  line-height: 1.6;
  margin-bottom: 1rem;
}

.related-card a {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--sky-blue);
}

.related-card a:hover { color: var(--sky-blue-dark); }

/* ---- CTA Footer ---- */
.cta-footer {
  background: var(--bg-inverse);
  color: var(--text-inverse);
  padding: 4rem 2rem;
  text-align: center;
}

.cta-footer h2 {
  font-size: clamp(1.7rem, 4vw, 2.8rem);
  margin-bottom: 1rem;
}

.cta-footer p {
  color: rgba(255,255,255,0.7);
  max-width: 600px;
  margin: 0 auto 2rem;
  font-size: 1.1rem;
}

/* ---- Main Footer ---- */
.main-footer {
  background: var(--bg-inverse);
  color: rgba(255,255,255,0.5);
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 2.5rem 2rem 2rem;
}

.footer-container {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
}

.footer-brand {
  font-family: var(--font-display);
  font-size: 20px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--sky-blue);
  margin-bottom: 1rem;
}

.footer-desc {
  font-size: 14px;
  line-height: 1.7;
  color: rgba(255,255,255,0.5);
  margin-bottom: 1.5rem;
}

.footer-col h4 {
  font-family: var(--font-primary);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: var(--text-inverse);
  margin-bottom: 1.25rem;
}

.footer-col ul { list-style: none; }

.footer-col li { margin-bottom: 0.75rem; }

.footer-col a {
  font-size: 14px;
  color: rgba(255,255,255,0.5);
}

.footer-col a:hover { color: var(--sky-blue); }

.footer-bottom {
  max-width: 1200px;
  margin: 0 auto;
  padding-top: 2rem;
  margin-top: 2rem;
  border-top: 1px solid rgba(255,255,255,0.08);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
  color: rgba(255,255,255,0.4);
}

/* ---- In-Content Ad ---- */
.inline-ad {
  background: linear-gradient(135deg, #f8fafc, #f0f4f8);
  border: 1px solid var(--border);
  padding: 1.5rem;
  text-align: center;
  margin: 2rem 0;
  border-radius: 0;
}

.inline-ad-label {
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: #aab;
  margin-bottom: 0.5rem;
}

/* ---- Table Styles ---- */
.data-table {
  width: 100%;
  border-collapse: collapse;
  margin: 1.4rem 0;
  font-size: 0.95rem;
}

.data-table thead {
  background: var(--bg-inverse);
  color: var(--text-inverse);
}

.data-table th {
  padding: 1rem;
  text-align: left;
  font-family: var(--font-primary);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 1px;
  font-weight: 600;
}

.data-table td {
  padding: 1rem;
  border-bottom: 1px solid var(--border);
}

.data-table tbody tr:nth-child(even) { background: var(--bg-secondary); }

.data-table tbody tr:hover { background: #e8eef5; }

/* ---- Highlight Box ---- */
.highlight-box {
  background: var(--bg-secondary);
  border-left: 4px solid var(--sky-blue);
  padding: 1.5rem 2rem;
  margin: 2rem 0;
}

.highlight-box p { margin: 0; font-size: 1rem; }

/* ---- Menu Toggle ---- */
.menu-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 24px;
  cursor: pointer;
  color: var(--text-primary);
}

/* ---- Responsive ---- */
@media (max-width: 1024px) {
  .content-wrapper { grid-template-columns: 1fr; }
  .content-sidebar { position: static; order: 2; }
  .related-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-container { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .nav-links {
    display: none;
    position: absolute;
    top: 70px; left: 0; right: 0;
    background: var(--bg-primary);
    flex-direction: column;
    padding: 1rem 2rem;
    border-bottom: 1px solid var(--border);
    gap: 1rem;
  }
  .nav-links.active { display: flex; }
  .menu-toggle { display: block; }
  .hero { padding: 4rem 1.5rem; min-height: 50vh; }
  .content-wrapper { padding: 2rem 1.5rem; }
  .related-grid { grid-template-columns: 1fr; }
  .footer-container { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom { flex-direction: column; gap: 1rem; text-align: center; }
  .quick-nav ul { columns: 1; }
  .cta-footer { padding: 3rem 1.5rem; }
}

/* ---- Animations ---- */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}

.animate-in { animation: fadeInUp 0.6s ease forwards; }

::-webkit-scrollbar { width: 8px; }
::-webkit-scrollbar-track { background: var(--bg-secondary); }
::-webkit-scrollbar-thumb { background: #ccd; }
::-webkit-scrollbar-thumb:hover { background: #99a; }